As an owner of an ATM machine, you make money each time a customer uses your ATM to take out cash. A convenience fee or charge is placed on the transaction and you collect that fee and are paid on a daily basis.

The amount of money you make will depend on how much business (foot traffic) you get on average and how much money each customer withdraws. In most cases, about three to five percent of the business you get will use your ATM.

• Dedicated Phone
• Electrical Outlet

The costs of the communication can normally be absorbed by the merchant if there is an existing phone line not in full-time use or there is easy access to connect the ATM via the internet. If this is not an option, there are wireless options that typically cost anywhere from $15.00 to $20.00 per month. If this is the case, again it’s up to the parties involved to negotiate this cost.

When you choose Free ATM Installation, you will get your ATM machine, no fee processing, free shipping & installation, and free online web reporting. You’ll also get a lighted neon ATM sign at no charge to you. If you choose to Buy An ATM, it is best to contact us so that we can assess your capital needs.

When you Buy An ATM, you own it, make your own hours, and you can even run the business part-time. It’s easy to monitor, there are normally no employees, the books are easy to maintain, the risk is spread amongst several locations so if you lose a location you can find another location. The business can be grown fairly easily for a person with ambition and time to dedicate to finding new locations. If you have current customers, referrals and word of mouth are great ways to grow your business.

ATMs are normally placed in Convenience stores, Gas stations, Hotels, Bars, Cash-only businesses, or other high traffic areas.

ATM machines can range anywhere from $2000-$5000 depending on several factors. The main factor determining the price is the dispenser. An ATM dispenser is the device inside the ATM that holds and dispenses the cash. There are varying sizes and types of dispensers and when the dispenser can hold more cash and dispense more than one denomination, the price of the ATM goes up.

The cassettes in the ATM and dispenser are variable and can hold anywhere from $20,000-$50,000. Machines are normally single denominations and 20’s are the norm although machines in some locations can have multiple denominations and can dispense 5’s or 10’s along with 20’s. A typical machine holds 1000 notes or $20,000 in 20’s and this is a good standard machine.

The vault cash requirements for the machines are highly variable depending on the denomination, transaction volume, withdrawal average and load frequency. Average withdrawal transactions volumes on ATMs are anywhere from 100-200 transactions per month. Some ATMs can be lower than 100 per month and of course there are locations with much higher volume although this is the average we see after analyzing thousands of independently owned ATMs. Average transaction withdrawal amounts are anywhere from $60-$80 per withdrawal. Using these averages the typical machine we see would go through $6000-$8000 per month on the low end and $12,000-$16,000 on the higher end. Given a weekly vault cash of the location, anywhere from $2000-$4000 per machine would be required on a rotating basis.

There are several costs to consider. Cost of capital or cash required to load the ATM’s (this is your responsibility as an owner of the ATM), Vehicle and fuel costs to drive and fill the ATM’s, paper, parts and repair costs if a machine were to breakdown.

Normally, ATM operators would also figure in an overage to cover inconsistencies in the vault cash. Please keep in mind these are estimates and averages only. We can provide you with detailed vault cash requirements on any of the ATM businesses we have for sale.

Fees are variable depending on location type and area of the country or city. Currently, fees are anywhere from $2.00 on the low end to $3.00 on the high end and some locations are less than $2.00 and some are more than $3.00 and again the fee can be set by the owner of the ATM.

The ATM Convenience fee of $2.00-$3.00 is normally split or partially paid to the merchant or owner of the location where the ATM is placed. This split is dependent on the location and the volume of the account and is up to the ATM owner to determine. This split can be paid out automatically on a daily basis or on a monthly basis by check or ACH. Normally the split is a portion of a percent of the total surcharge fee although the structure of the split is again up to the owner of the ATM machine.

If you Bought An ATM and we put it into place, you can either use our Cash Loading service or learn how to load it with cash yourself. If you chose the Free ATM Installation service, we take care of all the filling and maintenance of your ATM.

The surcharge and vault funds are deposited back into your account within 48 hours during the business week. For accounting or other reasons, some customers prefer a monthly check. It’s your choice!

If we have Free ATM Installation, we take care of 100% of the cost for maintenance and repairs of your machine. However, if you Bought An ATM, then you are responsible for maintaining your machine.

The ATMs are all connected by either phone or internet to a processor and the processor makes available all of your terminal information by computer and often times by phone or other mobile device. This way you can monitor how much cash is in each machine and you can see real time information about your terminal and what types of transactions are going on with your ATM’s.

Obviously, when you own an ATM business you are dealing with cash and you need to be as safe as possible. There are several factors to consider choosing a location and when installing and servicing your ATM’s. Every owner is different in regard to how, when and what locations you feel comfortable installing and servicing. The things you do to protect themselves while running the business is also a personal choice and varies from person to person. As in any case, common sense is often your best protection against crime.

Call us at XXXXXX or use our Free Quote form and an ATM Alliance’s representative will assist you with your sign up process.